In need of Information
I am in the long-term planning stages of starting up a partnership with a good friend. The business will be a small survival school starting with only 2 instructors (also owners) and each class will have a maximum of 15 students. I would like to have insurance to cover both the instructors and the students (AD&D, Life, and also covering minor emergencies). Everything I'm finding online explains these coverages in terms of insuring employees only. Where can I find information pertaining to insuring customers? Also does anyone know where I can find regulations for insurance requirements in these situations? Thanks for any help you can offer.